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Robert Hare, a University psychology professor and a consultant to the FBI, compares the profile of the contemporary profitable business corporation (including your mortgage lender) to that of a clinically-diagnosed psychopath.

We are now witnessing large scale corporate and political corruption being unmasked, specifically with
"too big to fail" banks and lenders. Money churned out by corporate psychopathy has influenced legislative and executive functions to the point where the former has surrendered its unique power help to the American public. Apply this to an entire nation and you will see the systemic abuses of power we have in our country.
California
The title of Hervey Cleckley's classic volume, "The Mask of Sanity," says it all. The psychopath is someone who seems comfortable with himself and his surroundings, often of superior intelligence, capable of turning on the charm said generally creating a positive impression. The problem is it's all fake. There is no genuine empathy, no sense of responsibility or concern for anyone but himself.

Does this sound familiar when you have tried talking to your lender?

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How to negotiate with a psychopath?
How can one negotiate with a psychopathic lender without it damaging you or those you represent and your own sense of what is right and wrong? .

If you try to deal with psychopaths in an ethical manner, you will be in for a shock. Dr. William Higgins claims that "
you can't negotiate or bargain with psychopaths"

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Mortgage lenders exhibit psychopathic behavior.
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